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Homebuyer’s Closing Checklist

Congratulations on Your New Home!

Now that you've closed, here’s a checklist to help youtransition smoothly into homeownership.

Essential To-Dos Right After Closing

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✔ Keep your closing documents in a safe place! Specifically your title abstract and survey. If and when you sell, those two items will save you time and money.

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✔ Change the locks and security codes – Ensure only you can access your new home.


✔ Transfer utilities into your name – Contact the following providers:

 

  • Electric: (National Grid (800) 642-4272, or your local provider)

  • Gas: (National Fuel (800) 365-3234 or NYSEG (800) 572-1111)

  • Water & Sewer: (Go to the Water Department and bring your closing statement)

  • Trash & Recycling: (Casella (716)-376-0029 to set up monthly payments for garbage or you can go to convenience stores to pick up garbage stickers)

  • Internet, Cable, and Phone: (Spectrum – James Whitney (716) 790-3736, James can get
    you set up with anything you need from Spectrum)

 

✔ Apply for the STAR credit – If this home is your primary residence, apply for the New York State School Tax Relief (STAR) credit to reduce property taxes. Apply online at www.tax.ny.gov/star or call (518) 457-2036.


✔ Set up homeowner’s insurance – Ensure coverage is active and meets lender requirements.


✔ Update your address – Change your address with:

 

  • USPS (www.usps.com/move)

  • Banks and credit cards

  • Employer and payroll services

  • DMV for driver’s license and vehicle registration

 

✔ Review your mortgage and tax escrow payments – Set up online payments and understand
when they are due.

Before Moving In​

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✔ Deep-clean the home – Even if the previous owner cleaned, sanitizing key areas like
kitchens, bathrooms, and carpets is a good idea.


✔ Pest control check – Inspect for signs of pests.


✔ Test all major systems – Run the HVAC, appliances, and plumbing to ensure everything
works.


✔ Locate main shut-off valves and breaker box – Know where to turn off water, gas, and
power in case of an emergency.


✔ Inspect and replace air filters – Improves air quality and HVAC efficiency.


✔ Check for leaks and plumbing issues – Look under sinks, around toilets, and in the
basement.


✔ Rekey locks or install smart locks.

Within the First Few Months

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✔ Meet your neighbors – Building good relationships can be helpful for security and
community involvement.


✔ Explore your local community! We have great parks and restaurants all over. I would be happy to give you my favorite restaurants and things to do.


✔ Create a home maintenance schedule – Regular upkeep helps prevent costly repairs. This
includes:​

 

  • Changing HVAC filters every 1-3 months

  • Cleaning gutters in the fall and spring

  • Servicing the furnace and air conditioning annually

  • Checking smoke and carbon monoxide detectors regularly


✔ Start budgeting for home expenses – Plan for repairs, maintenance, and future upgrades.

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This checklist will help ensure a smooth transition into your new home. Feel free to reach out if
you have any questions or need recommendations for local services—I’m happy to help!

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